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We Handle the Following Matters:

• Chapter 7 Personal
• Chapter 13 Personal
• Chapter 11 Corporate and Personal
• Adversary Proceedings
• Foreclosure Defense
• Loan Modifications
• Debt Settlement and Negotiation

Many individuals who have been in debt to numerous creditors have experienced the annoyance of countless phone calls. These calls come at all hours of the day. At times, the collectors on the other end of the phone line may be extremely abusive. The whole intent of this process, of course, is to wear you down completely. There are methods you can use to reduce these annoying phone calls, and even eliminate them completely. The Orlando Bankruptcy Lawyers and Attorneys at The Bartlett Law Firm, P.A. can use their specialized knowledge of the law to eliminate these offensive calls, with or without filing bankruptcy.

Bankruptcy offers a special benefit in the elimination of these calls, however. For, not only would you have the protection of Federal and State collection laws, but also the imposition of the automatic stay, which forces all of these collectors to cease any collection effort so long as the bankruptcy lasts. This automatic stay does contain certain exceptions and can cease to be in force depending upon various factors including prior bankruptcy filings. It doesn't matter what chapter you file, we can make the automatic stay work for you.

Of course, you cannot file bankruptcy simply to obtain the benefit of the stay without actually intending to carry your bankruptcy through to completion. If you are someone who simply needs relief from the calls, but doesn't want to file bankruptcy, we have the ability to use special statutes to stop those harassing phone calls. It is even possible we may be able to sue the creditors who are sending you phone calls, and obtain a judgment against them.

Often, our attorneys would still probably recommend that you file bankruptcy, because if it is reaching the stage where you are continuing to receive harassing phone calls all throughout the day at every hour, it is almost certain garnishments, seizing of your assets and your car, and other very bad things are soon to follow. Unless you car is worth less than one thousand dollars, and unless you have virtually nothing in your bank accounts, no furniture, and you are making almost no income, you are prone to collection attempts against you. So put a stop to those harassing phone calls, and the even worse things that might follow. Contact The Bartlett Law Firm, P.A. to speak to one of our bankruptcy attorneys so that our lawyers can assist you. Even if you are in a city outside Orlando, and far from our office where the initial consultations for free, we can arrange phone consultations and possibly even travel to meet you for a small fee.

The Bartlett Law Firm practices throughout the entire state of Florida. If you are far away from one of our offices, our attorneys will go and visit you for your initial consultation. Call us today to set up a time and place.