The legal professionals at The Bartlett Law Firm include bankruptcy practitioners, but we are also trial lawyers. Our team of trial lawyers can assist you in defending your rights in a mortgage foreclosure proceeding. When you’ve lost your job, or have simply become unable to make your home payments any longer, consultation with an attorney who is experienced in foreclosure defense and trial work could mean the difference between losing and keeping your home.

The residential mortgage industry is regulated by codified laws and court cases. The federal and state law on mortgages and real estate can be extremely complicated. Therefore, it is not advisable for a layperson not experienced in legal matters to attempt to defend their foreclosure by writing a letter the judge. By doing this you might not even get a hearing in your case. You would be helpless in the face of a judgment being filed against you. Often, a detailed analysis of the contracts you signed, coupled with a careful review of every statute and federal regulation is necessary to determine whether violations occurred in the original sale. After determining any violations, we vigorously defend your rights and can help you try to keep your home.

If you are a homeowner facing foreclosure on your only home, the possibility of losing your home can be very difficult emotionally and financially. Depending on your financial situation, we have very affordable payment plans that can allow you to obtain the legal representation you deserve. You owe it to yourself to fight for your rights and use all available legal defenses. Our legal team is standing by to assist you with a free consultation. Sometimes a combination of bankruptcy and foreclosure defense proves useful. Sometimes simply defending against the foreclosure is enough.

For corporations or sophisticated individual investors holding commercial and investment properties, your rights as a borrower are often diminished due to the lack of additional consumer protections. Even so, there may be options to rescue a failing commercial or rental property that you are interested in maintaining. This could include a combination of foreclosure analysis and defense, as well as a Chapter 13 payment of debts or Chapter 11 reorganization proceeding. Please contact us today for a free consultation so that we can assist you in keeping your properties. We may be able to help you reorganize and restructure your assets, allowing your business to remain viable.